|
Saving money is important and once you get going
it really feels good. That's why we offer several different savings
accounts. So everybody can experience the satisfaction of building
financial security, or saving for something special. If you need
help deciding on a savings account, let us know. We're always happy
to help you.
Regular Savings Account
A low-risk savings plan with minimal balance
requirements.
Benefits:
- Open with only $100
- Earn interest on daily collected balance (compounded
daily and credited quarterly)
- Statements quarterly
Minimums and Fees:
- Minimum balance of $100 to earn interest
- Maintain minimum balance of $100 or a $9 quarterly
service charge will apply
- 6 withdrawals per calendar quarter - $3 fee
per withdrawal after 6 withdrawals
Capital Money Market Account
A checking account which provides attractive
money market rates with minimal balance requirements and limited
check writing privileges.
Benefits:
- Open with only $100
- Tiered interest rate structure based on balances
- Earn interest on daily collected balance (compounded
daily and credited monthly)
Minimums and Fees:
- Maintain minimum balance of $1,000 or a $8
monthly service charge will apply
- Limited to 6 transfers (which includes 3 checks)
per month - $5 per item charge after 6 transfers
Certificates of Deposits
Certificates of Deposit with American Community
Bank offer total investment flexibility, with a minimum opening
deposit of only $500 and terms ranging from 30 days to 5 years.
Individual Retirement Accounts
Plan for your retirement using an American Community
Bank IRA with only a $500 minimum opening deposit and terms ranging
from 6 months to 5 years.
Kidz Club
A savings account designed
for our youngest savers.
Benefits:
- Open with only $25
- Earn interest on daily collected balance (compounded
daily and credited quarterly)
- Statements quarterly
- Free club T-shirt
- Notebook mates
- Stickers
- Coloring Book
Minimums and Fees:
- Minimum balance of $25 to earn interest
- Maintain minimum balance of $25 or a $9 quarterly
service charge will apply
- 6 withdrawals per calendar quarter
- $3 fee per withdrawal after 6 withdrawals
|
